Contract Hire: one regular affordable payment

'Contract Hire' offers worry-free motoring and the convenience of a single, regular payment - no wonder 95% of our customers choose this way to pay for their new car. It's easy too. By simply transferring your allowance to us, you get a brand new car as well as insurance, maintenance, breakdown cover and more.

To widen your choice we also have a range of larger or higher specification options. If the cost of the car you have chosen is higher than your full allowance can cover, you will need to pay the difference as an advance payment at the start of the agreement.

But some smaller, less expensive cars don't require the whole of your allowance to be used. In this case, you'll continue to receive the rest of your allowance as normal. If your allowance increases during the agreement, you'll also receive the increase.

Please note: If you choose a Contract Hire car package you must have at least 12 months award length remaining.

Hire Purchase

If you would prefer to buy your own car you may be interested in the Motability Hire Purchase (HP) Scheme.  HP may suit you if:

• you want to own a car and use your mobility allowance to pay for it
• you require costly adaptations
• you plan to cover high mileage in your car

Only the cash price of the car and the warranty may be financed with the Motability Hire Purchase Scheme.

What's not included in the HP Scheme

You will be responsible for arranging and paying for:

• Comprehensive insurance
• Breakdown recovery
• Annual tax disc
• Servicing and repairs
• MoT if the car is older than 3 years (4 years in Northern Ireland)
• Replacement tyres

Please note: If you choose to buy a car with a Hire Purchase agreement, you will need to be receiving the allowance for the full length of your agreement.   Find out about our Hire Purchase rates for two to five year agreements.