Advance Payments Q&A

We currently offer over 400 cars at no more than the cost of your weekly mobility allowance. If you want to pay a little more you can increase your choice to a wider selection of models.

The advance payment is payable in one lump sum to your Motability dealer at the start of your Contract Hire lease.

Q. What is an advance payment (AP) ?
This is the non-refundable amount payable up front to your dealer in addition to your weekly mobility allowance. The amount of the AP depends on the car you choose - use our Searchable Price Guide to find out more.

Q. Why do some cars have advance payments and others don’t?
A. There are over 4,000 cars available to lease through Motability, ranging from small run-arounds to 4x4's. It is necessary for some larger or more expensive cars to have an advance payment as the mobility allowance does not cover the hire cost for the three year agreement. Advance payments can range from "nil" up to several thousand pounds depending on the type of car chosen.

Q. How many cars are available through Motability with no advance payment?

A. There are currently over 400 cars available to lease through Motability which don’t require an advance payment.

Q. How are advance payments calculated?

A. Our team of pricing experts negotiate with manufacturers on your behalf to get the best price for all Motability customers. The advance payment represents the difference between the amount your allowance covers over the three year agreement period and the overall cost of the car you choose. Each individual advance payment is calculated by considering different factors, such as the initial cost of the car, servicing and maintenance and the expected resale value of the car at the end of contract.

Q. What if the advance payment changes after I’ve ordered my car?

A. The advance payments are calculated every quarter. This means the advance payment on a car can change throughout the year. We operate a price guarantee, which means the advance payment of the car on the date you order it won’t change, even if it changes while you are waiting for the delivery of your car.

Finally…

We now have a choice of over 400 cars with no advance payment and we are committed to keeping the advance payments permanently low and good value.

Advance Payments Q&A

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